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Politics What I Am Thinking Now

Reparations

Reparations

I cannot support this proposal.  Reparations based on mistreatment of blacks is not a sane idea.  I didn’t do it.  My family didn’t do it.  Slavery legislation ended 157 years ago.  I wasn’t alive then.  We never voted for discriminatory rules or laws and my family never owned  slaves by any nationality. (Now if you want to talk about female repression that’s another topic)

From Larry Elder Dec 23, 2022…American slavery though horrific, was legal; it ended 157 years ago;  the government did not own slaves (so why is the government recommending making reparation payments?) ; some private sector people owned slaves; most Southerners did not own slaves;  nearly all slave owners were Democrats, so why should non-Democrats pay?;  hundreds of thousands of Northerners lost their lives and suffered serious injuries fighting in the Civil War that ended slavery.

Kamala Harris’ family owned slaves.  Her fathers  family owned 125 Jamaican slaves decades ago.

Africa played a large role in slavery.

 In the 18th and 19th century in the Kingdom of Dahoney, one of the most powerful states of Africa, there was a band of warrior women called the Dahomey, or Amazon women.  They were fierce, feared and bloodthirsty fighters.  They used that ferocity to kill and conquer other Africans for sale to slave traders. They captured tribespeople from enemy tribes and sold them as slaves, in exchange for rifles, tobacco and alcohol.  Some of these slaves ended up in America. The trans-Atlantic African and the Arab African slave trade could not have occurred without the complicity of African chiefs, who sold conquered Africans to European and Arab slavers.

Maybe Africa should be paying reparations, if any?

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Politics What I Am Thinking Now

Mental Health

Mental Health Programs

The Mental Health Services Act , Prop 63,  taxes millionaires 1% on incomes above $1 million,  to pay for mental health  programs.  (See LAT July 10, 2022) Since 2005 $29 billion has been generated.   But there are increasing numbers of mentally ill and drug addicted people in the streets and encampments.   “Things have not gotten better since this ballot measure passed, they have gotten much worse”,  said former Assemblyman Mike Gatto, a Democrat from Los Angeles.” Prop 63 and the entire system has failed”,  he said.  Lack of staffing who do not want  to be exposed to covid and other diseases from people living on the streets, or want remote/telemed jobs so they can work from home and not have to meet directly with patients.  Los Angeles county reports it taking up to six months to get a mental health appointment.

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Politics What I Am Thinking Now

Medicare Medicaid

Medicare

Senator Bernie Sanders from Vermont, chairman of the Senate Committee on the Budget wants to increase Medicare coverage, universally.  Biden’s fiscal year 2023 budget proposed lowering the age requirement for Medicare to give people age 60 and older the option to enroll in Medicare programs with the same premiums and benefits as current beneficiaries.  Currently the rule is a person has to be eligible for Social Security benefits before they are eligible for Medicare.

The Washington Examiner in May of 2022 reports that a study was conducted by the Congressional Budget Office examining the effects of a policy that would lower the age eligibility for Medicare from 65 to 60.  If Sanders and Biden’s plans to drop the age for Medicare Part A eligibility to age 60 from 65 moves forward to fruition, these changes add $146 billion in cost to the Part A trust fund between 2026 and 2031.  By 2030 it is estimated that the Medicare Hospital Insurance fund will be $335 billion in the red. 

 It assumed that the Hospital Insurance Trust fund that provides money for Medicare Part A is projected to become insolvent due to rising health costs…the program has been financed through payroll taxes and taxes on Social Security benefits. 

Thus options include cutting benefits, with consumer paying larger portion for medical services; premium increases; increased taxes, increased sources for contributions (employers).

Medicaid – Food as Medicine

Biden administration has started approving state requests to use Medicaid to pay for groceries and nutritional counseling.  This is an unnecessary expansion, and very expensive expansion to Medicaid.  Supplemental Nutrition Assistance Programs, or SNAP,  was developed to help people on lower incomes pay for food.  SNAP is part of the Agriculture Budget determined by Congress.  However, Arkansas was allocated up to $85 million in federal and state funds to use towards health related social services, including nutritional counseling and healthy meal preparation counseling.  Similar funding has been made available to Oregon and Massachusetts.  Agriculture Secretary Tom Vilsack noted that the agency funds “produce prescriptions”, to help purchase fruits and vegetables.

Medicaid is a handful of states is now paying for air conditioners and up to six months of rent.  Medicaid is also paying for devices that boost air quality.

It’s no wonder our national budget has such a huge deficit;  WSJ Feb 13, 2023

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What I Am Thinking Now

Homelessness

Homelessness

Over the past decade, $6.5 billion has been spent trying to solve Los Angeles County’s homelessness crisis. (Epoch 3/8-14, 2023)

 Instead, Los Angeles county homeless population has increased from 39,000 in 2011 to nearly 75,518 today as detailed in a single-night count in January 2023.  In Los Angeles city, the Angeles Homeless Services Authority estimates that 46,260 people were homeless in the city of Los Angeles in January 2023 with homelessness increasing approximately 14%. (WSJ Chrisine Mai-Duc July 2023)

The Los Angeles County Board of Supervisors in February 2023 authorized it’s largest ever annual budget to attack the homeless issue at $609.7 million.  The Supervisors award grants to primarily nonprofit companies to provide services for the homeless and attempt to reduce the number of homeless.  Former Los Angeles County Sheriff Alex Villanueva says there is no governance, no oversight and no accountability on the results from these grants, and in fact, these groups are self perpetuating in that they would be out of work if there were no homeless.  Villanueva says the county keeps shoveling money at the grantees and the problems keep getting worse.  Cheap illegal drugs, with little to no criminal consequences for using them on the street, along with the promise of free food and possible permanent housing have only made the city extra welcoming for homeless drug addicts.  “You’re enabling the dependency and normalizing the deviancy” he said.  Instead, he says mental health facilities and substance abuse treatment centers are needed, as both can help get to the root of some of the fundamental issues of why people are living on the streets.   These bad policies are creating an open door invitation to the homeless population from all over the country to move to Los Angeles. 

Drug and Alcohol Addiction and Homelessness in Oregon

Portland Oregon decriminalized drug possession and created “safe sites” with clean needles for the population dealing with drug addiction.  The result has been increased crime, increased homelessness, increased demand for medical and food support.  Oregon now has new legislation coming up for a vote to revoke the lenient laws allowing open use of drugs and reinstituting jail and monetary penalties.

We need addiction recovery, not enablement.

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What I Am Thinking Now

Population Growth

World Population:                                                                                                                                          Jan, 2024

The World’s global food and water resources are insufficient now, today,  and will only become increasing depleted over time.  The demands for these life sustaining items are increasing, as the population continues to increase, while the supply is stagnant and decreasing. 

World Population and Contraception

Make contraceptives and education for birth control available globally.  Developing nations cannot provide food, safe water or shelter for their burgeoning populations.  Providing birth control would give the world a break from the continuing population explosions without supportive resources.  It would give the world a chance to evaluate humanitarian aid, global resources, future needs and resource balancing.  It would decrease famines and needless deaths. 

The Catholic Church may be rethinking its position on birth control.  In a WSJ article Dec 31, 2022 by Francis Rocca he discusses the Catholic “Humanae Vitae”, a prohibition of contraception as set out in St. Paul VI’s 1968 encyclical.  “The core of St. Paul Vi’s argument in Humanae Vitae was based not on biology but on what he called “the inseparable connection, established by God, which man on his own initiative may not break, between the unitive significance and the procreative significance” in sexual intercourse between spouses.  In other words, every human life should be the result of an act of love, and no instance of sexual intercourse can be fully loving unless it is open to the potential for new life.”

Two dozen Catholic theologians, philosophers and other scholars met in Rome in December 2022 for a three day conference organized to defend and explain the Humanae Vitae.

Welfare/Public Assistance/ NorPlant

When a person applies for public assistance/ welfare/ food stamps/ housing assistance they should be advised they will be given a NorPlant insertion that prevents pregnancy for up to five years.  If a person needs government assistance, they will not be bringing additional children to the government for support .  It is intended to reduce the responsibilities of the person on government assistance so they can work their way out of their reliance on government support instead of remaining on government assistance and bringing new children into the government programs.

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About the author

Ms. O’Toole was the Homeownership (HOC) / Executive Director for the U.S. Department of Housing and Urban Development (HUD) managing 175 staff and five (5) distinct divisions, including FHA mortgages, Real Estate (HUD Homes), Operations, Quality Assurance Lender Oversight and Fraud Investigations.

She began her HUD career as the Quality Assurance Director, ensuring compliance with FHA. She began her HUD career as the Quality Assurance Director, ensuring compliance with FHA mortgage rules and regulations,  responsible for stopping fraud, waste and abuse of FHA government programs, and protecting consumer rights.

In 2008 Ms. O’Toole was awarded one of HUD’s highest awards, the prestigious Secretary’s Award, for her development of Compliance and Monitoring Training and Internal Quality Controls to prevent fraud and waste and prevent losses to the FHA fund.

In 2005, Ms. O’Toole received awards for the development of  the new Real Estate Brokers Outreach Program (REBOP) to extend outreach, education and training to the Real Estate Brokerage community pertaining to new FHA loan products and programs.

Prior to joining HUD,  Ms. O’Toole was Department Head of Real Estate for FDIC and RTC, resolving over $45 billion dollars in real estate loans and developing Affordable Housing programs;

She appeared before the U.S. Congress to advise on Government Lien Recoveries, Critique of IRS financial statements, reports, audits and collection practices;

Ms. O’Toole prepared Pilot Programs for the  U.S. and Calif. State Treasuries on government  loan and tax lien recoveries with goal to recover 1 billion dollars in California a year.

She volunteers at Assistance League of Laguna Beach and Irvine,  raising revenue for EIP, an Early Intervention Program for delayed development infants and Early Start children’s educational programs.

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Washington Siren (the book)

Posting updates and news on the book and author.